:root{
  --navy:#0b2a5b; --navy2:#123c7d; --gold:#c9a227; --gold2:#e8c766;
  --sky:#eaf4ff; --cyan:#00b4d8; --teal:#00c2a8; --ink:#16233c; --mut:#5a6b87;
  --card:#ffffff; --line:#dce8f7;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:"Avenir Next","Segoe UI",system-ui,-apple-system,Arial,sans-serif;color:var(--ink);
  background:
    radial-gradient(900px 480px at 85% -60px, rgba(0,180,216,.18), transparent 60%),
    radial-gradient(760px 420px at -120px 240px, rgba(0,194,168,.12), transparent 60%),
    linear-gradient(180deg,#f7fbff 0%, #eef6ff 46%, #ffffff 100%);
}
a{color:var(--navy2);text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
.utilbar{background:var(--navy);color:#dbe9ff;font-size:13.5px}
.utilbar .wrap{display:flex;gap:20px;align-items:center;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.utilbar a{color:#fff;font-weight:700}
.utilbar a:hover{color:var(--gold2)}
.utilbar .right{margin-left:auto;display:flex;gap:18px;flex-wrap:wrap}
header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.88);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:16px;padding:12px 0}
.nav img{height:52px;width:auto}
.brand{line-height:1.15}
.brand b{color:var(--navy);font-size:17px}
.brand span{display:block;color:var(--mut);font-size:11.5px;letter-spacing:1.4px;text-transform:uppercase}
.links{margin-left:auto;display:flex;gap:22px;align-items:center;font-size:15px}
.links a{color:var(--ink);font-weight:600}
.links a:hover{color:var(--cyan)}
.callbtn{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff !important;padding:11px 18px;border-radius:999px;box-shadow:0 8px 20px rgba(11,42,91,.25);white-space:nowrap}
@media(max-width:900px){.links a:not(.callbtn){display:none}}
.pagehead{padding:52px 0 8px;text-align:center}
.pill{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 16px;font-size:13px;font-weight:700;color:var(--navy2);letter-spacing:.6px;box-shadow:0 4px 14px rgba(11,42,91,.06)}
h1{font-size:clamp(32px,5vw,48px);line-height:1.1;color:var(--navy);margin:18px auto 12px;max-width:760px;letter-spacing:-.5px}
.sub{font-size:17px;color:var(--mut);max-width:640px;margin:0 auto 10px;line-height:1.6}
.formcard{max-width:680px;margin:26px auto 10px;background:#fff;border:1px solid var(--line);border-radius:22px;
  padding:30px 28px;box-shadow:0 16px 38px rgba(11,42,91,.08);text-align:left}
.formcard h2{color:var(--navy);font-size:21px;margin-bottom:6px;text-align:left}
.formcard p.help{color:var(--mut);font-size:14.5px;line-height:1.55;margin-bottom:18px}
label{display:block;font-weight:700;font-size:14px;color:var(--navy);margin:16px 0 6px}
input,select,textarea{width:100%;border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;font-size:15px;font-family:inherit;background:#fbfdff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(0,180,216,.45);border-color:var(--cyan)}
textarea{min-height:120px;resize:vertical}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:620px){.row2{grid-template-columns:1fr}}
.check{display:flex;gap:10px;align-items:flex-start;margin-top:16px;font-size:13.5px;color:var(--mut);line-height:1.5;font-weight:400}
.check input{width:18px;height:18px;margin-top:2px;flex:none}
.btn{padding:15px 28px;border-radius:999px;font-weight:800;font-size:16px;display:inline-block;cursor:pointer;border:0;width:100%;margin-top:22px;
  background:linear-gradient(135deg,var(--cyan),var(--teal));color:#fff;box-shadow:0 12px 28px rgba(0,160,190,.32);text-align:center}
.btn:hover{transform:translateY(-2px)}
.sent{display:none;background:#e9fbf3;border:1.5px solid #9fe3c0;color:#0c5c38;border-radius:14px;padding:16px 18px;margin-top:20px;font-size:15px;line-height:1.55}
.alt{text-align:center;margin:22px auto 0;color:var(--mut);font-size:15px;line-height:1.7;max-width:680px}
.alt b{color:var(--navy)}
.note{max-width:680px;margin:14px auto 0;font-size:12.5px;color:var(--mut);line-height:1.6;text-align:center}
footer{margin-top:64px;background:var(--navy);color:#cfe0f5;padding:44px 0 30px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}
@media(max-width:800px){footer .cols{grid-template-columns:1fr}}
footer b{color:#fff}
footer p,footer a{color:#cfe0f5;font-size:14.5px;line-height:1.8}
footer a:hover{color:#fff}
.legal{border-top:1px solid rgba(255,255,255,.18);margin-top:26px;padding-top:18px;font-size:12.5px;color:#9db6d8;line-height:1.6}